Light entrepreneur's checklist: what do you need before your first assignment?

Light entrepreneurship is an easy and flexible way to start working as an entrepreneur without having your own business or a Y-identity. More and more people are trying their hand at light entrepreneurship, for example in freelance work, events, welfare services or as a technical expert.

But before you take on your first assignment, it's a good idea to make sure you have all the basics in place. This light entrepreneur checklist will help you get started smoothly and safely.

1. Choose a reliable billing service

As a light entrepreneur, you use an invoicing service that takes care of invoicing, tax withholding, payroll and statutory declarations, among other things.

When choosing a billing service, consider at least the following:

• Service fee (percentage or flat rate)
• Whether accident, liability or legal expenses insurance is included
• Does the service provide contractual frameworks and expert support?
• Does the service include an upfront fee or additional services, such as light business loans

📌 Tip: Kevyesti.fi offers an easy-to-use service that allows you to start billing quickly - with no commitments.

2. Make sure you are not operating in a licensed sector

Not all professions can be pursued as a light entrepreneur. Authorised sectors, such as:

• healthcare (e.g. nurse, psychologist),
• security (e.g. security guard),
• taxi services,
• social services and
• sale of alcoholic beverages
  require licences from the authorities and often a personal Y-identification.

As a rule, light entrepreneurship is not suitable for these sectors. There may be exceptions if the work is carried out as a subcontractor for another licensed company. In such cases, responsibilities and contracts must be particularly clear.

🔍 Always check with your sector to see if you can work as a light entrepreneur. If necessary, ask for advice from the customer service of the billing service or from the relevant authorities (e.g. Valvira, Traficom, AVI).

3. Make a clear contract of assignment

A contract of agency is an important safeguard for a light entrepreneur. It clarifies the content, schedule, price and responsibilities of the work. Always put the contract in writing - even with people you know. Having a light entrepreneur's checklist with you means you can always remember the most important things!

A good mandate contract includes:

• Exact description of the work
• Timetable and possible deadlines
• Price to be charged and payment terms
• Responsibilities and obligations
• Other conditions (e.g. cancellations, additional work)

✅ Most billing services offer ready-made contract templates. For example, from Kevyesti.fi you can a free-of-charge mandate contract immediately after registration.

4. Check your insurance cover

As a light entrepreneur, you are responsible for ensuring that you have adequate insurance cover. Work accident insurance is not automatically included in all services, but in some cases it is an additional service.

Insurances to consider:

• Accident insurance (automatic on some services)
• Liability insurance, if the work may cause damage to another person
• Sick leave cover or personal insurance
• Insurance affecting unemployment protection (e.g. membership of the JRC)

📌 By default, Kevyesti.fi has accident insurance added so you can work safely.

5. Build a professional presentation

A good first impression will help you get more customers. Make a clear and credible introduction to yourself across different channels:

• Profile on LinkedIn or Instagram
• Simple introduction page or website (e.g. Carrd, WordPress)
• Service description and price list in PDF format or online

You should also invest in your communication: respond quickly and use clear, friendly language.

6. Be prepared for tax and accounting

A light entrepreneur does not have to keep accounts, but it is important to monitor your own income stream and prepare for taxation.

A tax checklist:

• Check that your tax card is up to date
• Get a change tax card if necessary
• Keep a record of your expenses and income (e.g. work supplies, travel)
• Take advantage of any tax deductions

📌 The invoicing service reports your income directly to the tax authorities, but being proactive brings benefits, especially in terms of tax deductions.

7. Handle the assignment properly and ask for feedback

The first assignment can lead to further job offers and referrals. So do your best to keep your client happy:

• Communicate clearly and stick to the agreement
• Deliver the result of the work within the agreed timeframe
• Ask the customer for feedback and use it to improve your business

Summary - The light entrepreneur's checklist

✅ Choose a reliable billing service
✅ Make sure you are not working in a licensed sector
✅ Draw up a written contract of assignment
✅ Check your insurance coverage
✅ Build a professional profile
✅ Track your income and prepare for taxes
✅ Take care of the work and ask for feedback

Light entrepreneurship is a great way to test your skills and find a job quickly. With the basics in place, you can focus on what matters - serving customers and getting the job done. Keep this Light Entrepreneur's Checklist to help you with your assignments!

Our billing service makes it easy for anyone to try light entrepreneurship and bill for their services, without any commitments. There is no cost to join and no monthly fees. You only pay a service fee when you bill for something.

As a light entrepreneur, you don't need to be an accountant or know how to file a tax return - our invoicing service takes care of all the bureaucracy and payroll deductions for you.

Our experienced team is here to support you 📞, so you're never alone with potential problems. You can leave the tedious paperwork to us and focus on making money yourself.

👉 Get started easily and risk-free - register for free on kevyesti.fi and make your first invoice today!